Request Fields
These fields are used to Create and Query Requests.
| Field name | Path | Description |
|---|---|---|
| Taker | borrower.id | Unique Identifier of the Borrower of this Loan |
| Creation Date | created_at | Request creation timestamp |
| Signature Method | signature_collect_method | Signature method being used. One of EMAIL, SMS, PHYSICAL, SMS |
| Custom variables | custom_variables | Custom variable values, in key-value format. |
| Disbursement/Import Date | disbursement_date | Date of submission of the request to the Issuer for disbursement |
| Other costs | finance_fee | Demais custos de financiamento |
| First Installment Due Date | first_payment_date | First payment date |
| Financiador | funding.id | Unique identifier of the Financier of this operation (Assignee, Creditor) |
| Identifier | id | Unique identifier for this request |
| Interest rate | interest_rate | Interest Rate, in decimals (1% = 0.01) |
| Date of issue | issue_date | Loan Issue Date (Import Date at the Issuer) |
| Loan Details | loan_details | Loan Details |
| Annual CET | loan_details.annual_effective_interest_rate | Total Annual Effective Cost, in decimal percentage points (1% am = 0.01) |
| Annual Interest Rate | loan_details.annual_interest_rate | Annual Interest Rate, in decimal percentage points (1% am = 0.01) |
| Amount disbursed | loan_details.disbursement_amount | Amount disbursed |
| Valor Financiado | loan_details.financed_amount | Financed amount in reais. Nominal (face value of the loan). Includes the Requested Amount, Registration Fees (TAC), IOF and Other Fees (finance_fee) |
| Total IOF | loan_details.iof_amount | Total IOF, in reais |
| Taxa Base IOF | loan_details.iof_base_rate | Basic IOF rate. Fixed, applied to the total financed once only. |
| Daily IOF Rate | loan_details.iof_daily_rate | Daily IOF rate. Applied to each installment on the amortized amount compounded in calendar days |
| Date of issue | loan_details.issue_date | Loan Issue Date (Import Date at the Issuer) |
| Due Date Last Installment | loan_details.last_payment_date | Data do último pagamento |
| Monthly CET | loan_details.monthly_effective_interest_rate | Total Monthly Effective Cost, in decimal percentage points (1% am = 0.01) |
| Installment Value | loan_details.payment_amount | Installment Value |
| Total Due | loan_details.total_amount_owed | Total Due. Sum of all installments on due dates. Expectation of receipt. |
| Total Processing Cost | loan_details.total_processing_cost | Total cost of ballot processing |
| Installment Balance | loan_details.schedule[i].balance | Balance before payment of the ith installment |
| Interest Installment | loan_details.schedule[i].interest | Interest on the i-th installment |
| IOF Installment | loan_details.schedule[i].iof | IOF of the i-th installment (disregarding Basic IOF) |
| Installment Value | loan_details.schedule[i].payment | Value of the ith installment, on the due date |
| Installment Due Date | loan_details.schedule[i].payment_date | Due date of the ith installment |
| Installment Order | loan_details.schedule[i].period | Order of the ith installment |
| Installment Amortization | loan_details.schedule[i].principal | Amortization of the i-th installment |
| Running days Installment | loan_details.schedule[i].running_day | Calendar days since origination on the due date of the ith installment |
| Quantity Installments | num_payments | Term |
| Originator | originator.id | Unique identifier of the Originator that opened the request |
| Payment Method | payment_method | Método de Pagamento (BANK_ACCOUNT_DEDUCTION, BOLETO, PAYROLL_DEDUCTION, PIX, RECEIVABLES) |
| Product | product.id | Unique identifier of the Product linked to the request |
| Requested amount | requested_amount | Requested amount |
| Id Sequencial | sequential_id | Unique sequential identifier for reconciliation with issuer. |
| Status | status | Request Status. See docs about the lifecycle of a request . |
| Reason for Cancellation | status_description | Indicates the reason for canceling a request, if caused by the system |
| Pix Payment Proof | disbursement.receipt | Proof of payment to the beneficiary for Managed Disbursement users, in the BACEN standard, preformatted, with line breaks in UNIX format. |
| Disbursement date | disbursement.processed_at | Date and time of confirmation of payment to the beneficiary for Managed Disbursement users, in ISO format, in UTC. Example: "2023-06-01T18:57:56.851" |
| TAC | tac_amount | Registration fee, in reais |